Invest better,
pay less.

Create an account for free
Mobile phone with Passfolio trading app installed.
Passfolio app displaying stock prices and tickers on a mobile phone.

No hidden fees

Passfolio transfer graphic.

Passfolio Banking (starting with Brazilians and Americans)

Bank Wallet + PassCard
Confetti illustration.
Free
Open your US dollar spending account and get your
international debit card 100% for free!
*shipping fee not included
BRL Deposits and Withdrawals (PIX & TED)
1.9% + IOF (1.1%)
See all deposit and withdrawal methods available and associated fees and limits here.
ACH Transfers (from other
US bank accounts):
ACH Transfers (to other
US bank accounts):
Free
$ 10
See complete table of transfer methods and associated fees and limits here.
USD Withdrawal (Allpoint ATMs):
Free
Find an Allpoint ATMs near you. Withdrawals made through other networks cost US$3 + network fees.
*Banking services provided by Synapse and its bank partners, members FDIC.
Passfolio transfer graphic.

TRADE

Stock trades
For securities priced $5 or above and if your stock trades for the month do not exceed USD up to $1 million.
Confetti illustration.
Zero Commission-fees
10 free orders per month:
After 10 monthly trades:
0.25% (min $1, max $8) / order
*If total monthly trades exceed $ 1million the greater of $0.02 / share or 0.1% commission fee.
Stocks priced less than US$5
$ 0.02 / share or 0.25% (min $1, max $8) / order
The largest of:
*If total monthly trades exceed $ 1million the greater of $0.02 / share or 0.1% commission fee.
Crypto trades
Market orders
0.5% spread*
+ $0.99 on orders up to $10
+ $1.49 on orders between $11 and $25
+ $1.99 on orders between $26 and $50
+ $2.99 on orders between $51 and $200
+ 1.5% on orders above $200
Limit orders
Stop orders (Passfolio Pro accounts)
1.5% / order
Ⓘ Other charges and fees may apply.
*Currency and cryptocurrency exchange services provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN.
Passfolio transfer graphic.

DEPOSITS

TED & PIX Deposit
1.9% + IOF
Portuguese icon.
SPEI Deposit
1.9%
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Nigerian Bank Deposit
Deposits up to ₦142,860:
Nigerian icon.
2.4%
Deposits over ₦142,860:
Nigerian icon.
1% + ₦2,000
Credit/Debit Card Deposit
*Credit/debit card deposits may create additional interest, fees and risk.
For more information, please see our Credit/debit Card FAQ.
Deposits up to ₦142,860:
Nigerian icon.
3.4%
Deposits over ₦142,860:
Nigerian icon.
2% + ₦2,000
5% (international cards)
Global wireframe icon.
Wire or ACH Deposit
$0
Crypto Deposit
$0
Third party payment methods
TransferWise
Revolut
(Others)
$0
Ⓘ Please also check third-party fees, from your bank for example
TED & PIX same day deposits are available from 9AM to 2:30PM BRT.
SPEI same day deposits are available from 7AM to 12:30PM CST.
Nigerian bank same day deposits are available from 11:10AM to 6:30PM WAT.
*To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC.
You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.
Passfolio transfer graphic.

WITHDRAWALS

TED Withdrawal
1.9% +  R$ 2.00 + IOF
Portuguese icon.
SPEI Withdrawal
1.9% + MXN $3.50
Mexico icon.
Nigerian Bank Withdrawal
1% + ₦55
Nigerian icon.
Wire or ACH Withdrawal
Wire (US) - $25
Wire (Others) - $35
ACH - $10
Ⓘ Please also check third-party fees, from your bank for example
Ⓘ Other charges and fees may apply.
TED & PIX same day deposits are available from 10AM to 3:30PM BRT.
SPEI same day deposits are available from 7AM to 12:30PM CST.
Nigerian bank same day deposits are available from 2PM to 7:30PM WAT.
*Currency and cryptocurrency exchange services provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN.

SMART PORTFOLIO

Passfolio’s robo advisor, our new beta feature that suggests and manages a portfolio for you.
Learn More.
Perfomance fee
We do not charge fees over your profit/loss.
$0
Management fee (annual)
Charged monthly, proportional to the period in use.
0.75% a.a

ACCOUNT TRANSFERS

When you transfer your account to Passfolio, we will reimburse your account transfer fees up to US$100 for accounts worth over $2,000.
Learn more.
Internal Transfer
From/To DriveWealth.
Fractional shares are non-transferable.
$65
ACAT
When using Automated Customer Account Transfers, fractional shares are non-transferable.
Incoming - $0
Out - $65
Pass through fee - $0.10/position
Others
When using these methods of transfers, fractional shares are non-transferable.
DWAC - $130/position
DTC Deliveries/Receives - $35 /position
DRS Transfer - $55 /position

Deposit in your local currency

Easily convert your local currency to US dollars and start investing today!
TED/PIX transfer (Brazil only)
TED/PIX transfer (Brazil only)
1.9% + IOF
Bank transfer (Nigeria only)
1% + 1.4% (Max ₦2,000)
Wire transfer or ACH transfer
$0
Deposit Amount

R$

Fees: 1.9% + IOF

123

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IOF

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US$ Spot Rate + 0.6%

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Passfolio fee (1.3%)

Estimated amount

Fees: Fixed 0.5% Fee + 1.4% (Max ₦2,000)

1234

Currency conversion fee (1.4%):

US$ Spot Rate

Passfolio fee (0.5%)

Estimated amount

Fees: $0

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Currency conversion fee:

Estimated amount

US$0

Estimated Amount
USA icon.

US$

TED transfer (Brazil only)
TED transfer (Brazil only)
1.45% + IOF (0.38%) + R$2.00
Bank transfer (Nigeria only)
0.5% + ₦55
Wire transfer (US only)
US$ 25
Wire transfer (Others)
US$ 35
ACH transfer
US$ 0.25
Withdraw Amount

US$

Fees: 1.45% + IOF (0.38%) + R$2.00

123

Disclaimer icon.Disclaimer icon.

IOF (0.38%)

Disclaimer icon.Disclaimer icon.

US$ Spot Rate + 0.6%

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Passfolio fee (0.85%)

Estimated amount

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TED fee (R$2.00)

Fees: 0.5% + ₦ 55

123

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Currency conversion fee:

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USD Spot Rate

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Passfolio fee (0.5%)

Estimated amount

Fees: $0

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Wire Transfer (Third party fee: $25)

Estimated amount

US$0

Disclaimer icon.

Passfolio fee:

$0

Estimated Amount

R$

** Please keep in mind that this is simulator. Rates may vary and small differences may occur depending on the Dollar/Real rate.

PIX deposit illustration.

Ready to pay less with Passfolio?

Fractional shares are not transferable. For more
information, please our our fractional share disclosure.

Try Passfolio Pro for advanced features