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Money is
serious business

Below are legal details you can learn more about.
Passfolio Securities LLC

Through Passfolio Securities, we offer access to 6,000+ stocks, ETFs and REITs from the US stock market.
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Passfolio Securities is a member of FINRA and SIPC, which protects securities customers of its members up to US$500,000 (including US$250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

Passfolio Financial LLC

Passfolio users can deposit and trade cryptocurrencies through Passfolio Financial LLC, a United States money services business registered with FinCen.
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To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.

RB Investimentos

In accordance with Comissão de Valores Mobiliários (CVM) requirements, we are have partnered with a local and regulated institution to serve investors in Brazil.

Learn more
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Passfolio Securities, LLC Disclosures
Commissions and Fees
Day Trading Risk Disclosure
Payment for Order Flow Disclosure
Fractional Shares Disclosure
Promotional Code Disclosure
Reward Program Rules
Jurisdictions Disclosure
Joint Accounts Disclosure
Currency Risk Disclosure
Form CRS
Dividend Reinvestment Plan FAQ
Brazil Disclosure
Brazil Broker Agreement
RB Investment Partnership Agreement
Terms of Use
Privacy Policy
Customer Account Agreement
Content and Social Media Disclosure
SIPC and Account Protection
Market Volatility Disclosure
General Disclaimer
FINRA Brokercheck Program Disclosure
ETF Disclosure
Cash Management Disclosure
Customer Identification Program Notice
Business Continuity Disclosure
Margin Trading Disclosures
Margin Trading
Margin Account Agreement
Margin Risk Disclosure Statement
FINRA - Understanding Margin Accounts
FINRA - Purchasing on Margin
Passfolio Financial, LLC Disclosures
Cryptocurrency Risk Disclosure
Cryptocurrency Trading Disclosure
Evolve Deposit Agreement
Evolve Privacy Policy
FHB Privacy Notice
MasterCard Cardholder Agreement
Master Cryptocurrency Loan Agreement
PassEarn Terms of Service
Reward Program Rules
Synapse Terms of Service
Synapse Privacy Policy
Terms of Service
Website Terms of Use
Passfolio Advisers, LLC Disclosures
Advisory Agreement
Wrap Fee Brochure

Please visit the website of our clearing firm for additional important disclosures.
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Marked data agreements and other disclosures from our clearing firm are located here: https://legal.drivewealth.com/disclosures-disclaimers.

Passfolio Securities,
LLCMember FINRA/SIPC
V.01 07/10/2019

Please visit the website of our clearing firm for additional important disclosures.
‍
Marked data agreements and other disclosures from our clearing firm are located here: https://legal.drivewealth.com/disclosures-disclaimers.

Passfolio Securities,
LLCMember FINRA/SIPC
V.01 07/10/2019

Passfolio Securities, LLC Disclosures
Acordo de Corretora Brasileira
Aviso do Programa de Identificação de Clientes
Cobertura do SIPC e Proteção da Conta
Comissões e Taxas
Contrato de Conta do Cliente
Divulgação de Ações Fracionárias
Divulgação de Conteúdo e Mídia Social
Divulgação de Risco de Day TradingDivulgação de Risco de Moedas
Divulgações Gerais
Divulgação sobre Brasil
Divulgação sobre Códigos Promocionais
Divulgação sobre Contas Conjuntas
Divulgação sobre ETF
Divulgação sobre Jurisdições
Divulgação do Programa FINRA Brokercheck
Divulgação de Volatilidade do Mercado
Encaminhamento de Ordens e Pagamentos
pela Publicação do Fluxo de Ordens
Formulário CRS
Política de Privacidade
Programa de Rendimentos
Plano de Reinvestimento de Dividendos - FAQ
Plano de Continuidade de Negócios
RB Investment Partnership Agreement
Regras do Programa de Recompensas
Termos de Uso
Passfolio Financial, LLC Disclosures
Acordo de Depósito da Evolve Bank
Acordo de Empréstimo de Criptomoedas
Acordo de Uso do Cartão Mastercard
Aviso de Privacidade FHBDivulgação sobre Negociação de Criptomoedas
Divulgação sobre Riscos de Criptomoedas
Política de Privacidade da Evolve Bank
Política de Privacidade da Synapse
Regras do Programa de Recompensas
Termos de Serviço
Termos de Serviço da Synapse
Termos de Serviço do PassEarn
Termos de Uso do Site
Margin Trading Disclosures
Acordo de Conta Margem
Divulgação sobre Risco de Margem
FINRA - Entendendo Conta Margem
FINRA - Comprando com Margem
Passfolio Advisers, LLC Disclosures
Acordo de Consultoria
Wrap Fee Brochure

Visite o site da nossa empresa de compensação para mais informações importantes.
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Os contratos de dados de mercado e outras divulgações de nossa empresa de compensação estão localizados aqui: https://legal.drivewealth.com/disclosures-disclaimers.

Passfolio Securities, LLC
Membro FINRA/SIPC
V.01 07/10/2019

Declaração de Divulgação de Margem
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SUPPORT: +1 (256) 530-2387
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Brokercheck logoSIPC logo
Securities in your account protected up to $500,000. For details, please see www.sipc.org
© 2021 Passfolio Securities, LLC. All rights reserved.
View our customer relationship summary
Legal Disclosures

Securities less than $5 cost $0.02/share. Please see our disclosures on other charges.
Please see the terms of our referral program.
Please see our fractional shares disclosure.
Please read important legal disclosures that apply to your relationship with Passfolio.
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Investing involves risk, including possible loss of principal.

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Securities and cryptocurrencies are very different types of assets.  
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Cryptocurrencies are not securities.

Purchasing cryptocurrencies comes with a number of risks. Please read Passfolio Financial Cryptocurrency Risk Disclosure.
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Currency and cryptocurrency exchange services provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN. Passfolio Financial LLC is not a broker dealer. Cryptocurrencies are not protected by either FDIC or SIPC. Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Passfolio Securities, LLC does not provide cryptocurrency-related services. Passfolio Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

Investors should consider the investment objectives, risks, and charges and expenses of an Exchange Traded Fund ("ETF") carefully before investing. Before investing in any ETF, you should consider its investment objective, risks, charges and expenses. Contact us at support@passfolio.com for a prospectus containing this information. Read it carefully.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks similar to those of stocks. Some specialized exchange-traded funds can be subject to additional market risks. Leveraged and inverse exchange-traded products are not designed for buy and hold investors or investors who do not intend to manage their investment on a daily basis. These products are for sophisticated investors who understand their risks (including the effect of daily compounding of leveraged investment results), and who intend to actively monitor and manage their investments on a daily basis.
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Be sure to consider your own financial situation, perform thorough research, and consult with a qualified tax professional before making any investment decisions concerning REITs. Investments in REITs and other real estate securities are subject to similar risks as direct investments in real estate. The real estate industry is particularly sensitive to economic downturns.

Passfolio Advisers, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission (“SEC”).

Passfolio is the brand name of Panchain, Inc. Passfolio Securities LLC, Passfolio Financial LLC, and Passfolio Nigeria Limited are fully-owned subsidiaries of Panchain, Inc. Passfolio Nigeria is registered with the Nigeria Corporate Affairs Commission.

To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading.
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Content, news, research, tools, market data and securities symbols are for educational and illustrative purposes only and do not imply a recommendation or solicitation to buy or sell a particular security or to engage in any particular investment strategy. The information provided is not warranted as to completeness or accuracy and is subject to change without notice. The information provided should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation. The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results and are not guarantees of future results. 
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All investments involve risk, losses may exceed the principal invested, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Consider the investment objectives, risks, charges, and expenses of a fund before investing. Contact us for a prospectus containing this information. 
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Please remember that diversification is not an investment strategy without risk, and in certain circumstances, it may not fit your investment objectives. Past performance is no guarantee of future results. 
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Certain services (“Services”) offered through our mobile app are offered only in jurisdictions where it is legal to do so. The availability of the Services over the Internet is not a solicitation for or offering of the Services to any person in any jurisdiction where such solicitation or offering is illegal. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction, at any time and in our sole discretion. We make no representation that the Services are appropriate or available for use in locations outside of United States, or that accessing our mobile app is legally permitted in countries or territories where the Services may be illegal. If you access the Services from other locations, you do so at your own risk and are responsible for compliance with local laws. In particular, we are not authorized by the Brazilian Securities and Exchange Commission (CVM) to offer securities distribution services to investors who reside, are domiciled or incorporated in the Federative Republic of Brazil. The Services are not specifically directed to investors who reside, are domiciled or incorporated in the Federative Republic of Brazil and should not be understood as an offer of services directed to such investors.
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According to CVM's Legal Opinion No. 33, dated September 30, 2005, Passfolio contracted RB Capital Investimentos Distribuidora de Títulos e Valores Mobiliários Ltda. ("RB Investimentos"), a Brazilian securities distributor duly authorized by the Central Bank of Brazil and the CVM, through which RB Investimentos makes Passfolio's services available to investors resident, domiciled or incorporated in the Federative Republic of Brazil. The services provided by RB Investimentos should not be understood as an offering of securities directed to such investors. Although RB Investimentos has been hired to provide Passfolio's services, Passfolio offers its services exclusively in the United States and under the rules and regulations applicable in that country. As these services are investments made directly in the United States through Passfolio, they are not registered with or subject to the supervision of the CVM or any other Brazilian regulatory agency, so the investor must have knowledge of the language and local regulation. Investors resident, domiciled or incorporated in the Federative Republic of Brazil who have become or will become clients of Passfolio through RB Investimentos may contact the following e-mail addresses: suporte@passfolio.us / contato@rbinvestimentos.com

Where an investment is denominated in a currency other than the investor’s currency, changes in rates of exchange may have an adverse effect on the value, price of, or income derived from the investment.

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value

Market data refreshed at least every 15 minutes unless otherwise indicated. Market data provided by Polygon.
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FINRA BrokerCheck reports for Passfolio Securities LLC are available at https://www.finra.org/brokercheck.

Check Passfolio Advisers LLC information on the SEC’s IAPD.

Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, Passfolio Securities, LLC and its affiliates are not partners, affiliates, or licensees of these companies.

Banking services are provided by Synapse's bank partners, Members FDIC. Synapse is one of our backend software providers, and partners with financial institutions to provide ACH and Wire Services. By agreeing to Passfolio’s TOS and Privacy Policy, you also agree to Synapse’s Terms of Service and Privacy Policy.

PassEarn is offered by Passfolio Financial LLC.
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Passfolio Pro is a subscription program managed by Panchain Inc. Passfolio Pro’s currency and cryptocurrency exchange services are provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN. Passfolio Pro’s securities products and services are offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Passfolio Pro’s investment advisory services are offered through Passfolio Advisers, LLC, a registered investment adviser registered with the United States Securities and Exchange Commission (“SEC”).

Passfolio for Work is provided by Passfolio Financial LLC.

Passfolio Securities, LLC
Member FINRA/SIPC
V.10 6/28/2021